Many borrowers have successfully used minibonds to fund their businesses (from John Lewis to Harlequins to Chilango). This has been to the benefit of their bondholders but minibonds are issued
One of the great fallacies of investment. Statistically, if an investment halves in value then it has to double to get back to where it started – technically, therefore, an
Care should be taken when investing in a business who’s only real asset is its people; consultancies, advertising, small service providers dependent on one or two driven people, etc. It
Don’t let your equity investment strategy be based on looking for ‘winners’ – it is the failure of many a fund manager. Avoid losers. It is more risk averse to
We believe that when individuals are looking to invest in bonds or equity, they should look at it from the viewpoint of investing in the company, rather than solely looking
Investment advisers tend to emphasise the benefits of diversification. Whilst this is not wrong, investors need to take care. Diversification means a portfolio of investments that between them tend to